Psychological inertia is best described as a general tendency towards inaction and because actions are always associated with some mental or physical effort, we prefer to avoid it and maintain the status-quo. Inertia is just one of the behavioral reasons millions all across the globe are still not saving for retirement and for the onesContinue reading “How defaults influence investment allocation of pension plan members (novel data set, N = 5.953)“
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Irrational Retirement 