Latest articles
Houston, we have a problem – (un)readability of retirement plan documentation 
According to the article in July’s issue of The Journal of Superannuation Management, you needed a tertiary level education* to understand or accurately interpret documentation related to your retirement plan. Guess how many Australians have a tertiary level education? Only 1,2 % of adults, hence the title of theContinue reading “Houston, we have a problem – (un)readability of retirement plan documentation ”
The Dunning-Kruger effect and retirement saving
The first rule of the Dunning-Kruger club is, you don’t know that you’re a member of. A Slovenian news portal ran a terrific article the other day that also featured an interview with professor David Dunning, who together with Justin Kruger discovered the behavioral bias known today as theContinue reading “The Dunning-Kruger effect and retirement saving”
Not great, not terrible – Slovenia’s second pension pillar (update for 2021)
Since the Slovenian ministry of labour just released fresh stats for the second pension pillar, this just calls for an updated article on the evolution of the second pension pillar represented by defined contribution retirement plans. In December 2021 the number of employees saving in the second pension pillarContinue reading “Not great, not terrible – Slovenia’s second pension pillar (update for 2021)”
Ireland to introduce automatic enrolment in retirement plans
Ireland just published ambitious plans to introduce automatic enrolment (AE) in retirement plans from 2024 onwards and since I always back AE as the single most important policy that can help people save for retirement, it’s well worth to look at the details, which are quite interesting and someContinue reading “Ireland to introduce automatic enrolment in retirement plans”
Mandatory lifetime income projections (case of Slovenian pension funds)
In many countries with developed defined contribution retirement plans, like the US, UK and Australia, the debate around the decumulation phase of retirement saving is taking centre stage, as an ever growing number of plan members are entering retirement and looking to convert their savings into an income stream. Continue reading “Mandatory lifetime income projections (case of Slovenian pension funds)”
Lessons for retirement saving from the movie Don`t Look Up (Netflix)
End of December Adam McKay’s new movie Don’t Look Up was released on Netflix bringing to us a fun satire of the current state of our society. An acclaimed cast, including Leonardo DiCaprio, Jennifer Lawrence, Jonah Hill, Meryl Streep and Cate Blanchett, show us thru a satiric lens, howContinue reading “Lessons for retirement saving from the movie Don`t Look Up (Netflix)”
What a shocker – automatic enrolment in retirement plans works (How it started and how to make it better)
Automatic enrolment (AE) in retirement plans is far from a new idea, in fact it’s now more than two decades old, but I’m still surprised how many people in the industry (finance, insurance, retirement, …) and also in the government, are not aware of how powerful it really is.Continue reading “What a shocker – automatic enrolment in retirement plans works (How it started and how to make it better)”
The forever young ideology does not help retirement saving – what to do?
While vacationing I try to catch up on my reading (as much as family life allows), and once in a while to take a break from more serious reading, I browse over my wife`s “lifestyle” magazines that she usually reads on the beach. Scanning over them this year, whatContinue reading “The forever young ideology does not help retirement saving – what to do?”
Assets and members of Slovenia’s second pension pillar on the up, coverage rates are down
End of 2020 the number of employees saving in the second pension pillar in Slovenia reached a record 574.219 members. This means the coverage rate is roughly 60 % of all persons in employment, which is a fairly decent rate for a 20 year old voluntary system, but ifContinue reading “Assets and members of Slovenia’s second pension pillar on the up, coverage rates are down”
Loading…
Something went wrong. Please refresh the page and/or try again.
Get every new article directly to your inbox.
Latest retirement memes
More retirement memes here.
Archive of articles:
- August 2022 (1)
- July 2022 (1)
- May 2022 (1)
- March 2022 (2)
- January 2022 (1)
- December 2021 (1)
- September 2021 (1)
- June 2021 (1)
- May 2021 (1)
- March 2021 (1)
- January 2021 (1)
- December 2020 (2)
- November 2020 (1)
- September 2020 (1)
- August 2020 (2)
- July 2020 (2)
Irrational Retirement 