When we talk about retirement saving, we almost always start with the same assumption: you first get a job, and then you start saving for retirement. But why? Why should retirement saving begin at 25, 30 or even 40, when the most powerful ingredient in long-term investing is not necessarily how much you save, butContinue reading “Perhaps Retirement Saving Should Begin at Birth”
Category Archives: lifetime income
Mandatory lifetime income projections (case of Slovenian pension funds)
In many countries with developed defined contribution retirement plans, like the US, UK and Australia, the debate around the decumulation phase of retirement saving is taking centre stage, as an ever growing number of plan members are entering retirement and looking to convert their savings into an income stream. End of the day, that wasContinue reading “Mandatory lifetime income projections (case of Slovenian pension funds)”