Since the Slovenian ministry of labour just released fresh stats for the second pension pillar, this just calls for an updated article on the evolution of the second pension pillar represented by defined contribution retirement plans. In December 2021 the number of employees saving in the second pension pillar in Slovenia reached a record 585.154Continue reading “Not great, not terrible – Slovenia’s second pension pillar (update for 2021)”
Tag Archives: Slovenia
Assets and members of Slovenia’s second pension pillar on the up, coverage rates are down
End of 2020 the number of employees saving in the second pension pillar in Slovenia reached a record 574.219 members. This means the coverage rate is roughly 60 % of all persons in employment, which is a fairly decent rate for a 20 year old voluntary system, but if we correct the number and deductContinue reading “Assets and members of Slovenia’s second pension pillar on the up, coverage rates are down”
Mandatory VS voluntary enrollment in retirement plans (Croatia VS Slovenia)
We know from lots of behavioral science literature the initial decision to join a retirement saving plan is one of the hardest, as there are lots of behavioral biases working against it, from loss aversion to status quo bias and many more. But what can we do to make this decision easier? One of theContinue reading “Mandatory VS voluntary enrollment in retirement plans (Croatia VS Slovenia)”
Behavioral lessons for the second pension pillar in Slovenia
Existing from 2001, the second pension pillar in Slovenia is represented by private defined contribution retirement plans managed by specialised pension funds and insurance companies. The number of members has been steadily growing and at the end of last year reached 560.722 members, which is the highest number ever. This means the coverage rate isContinue reading “Behavioral lessons for the second pension pillar in Slovenia”
Irrational Retirement 